Play Baccarat Online – Free & Real Money Games in 2023

Play Baccarat Online for free or real money at the very best online baccarat game and casinos. Learn the rules of the best online baccarat in this guide at Casinoroom.

Welcome to the world of online baccarat! In the past few years, baccarat has become one of the most popular online casino games, with more and more people looking to play the game from the comfort of their homes. With the advancements in technology in 2023, playing baccarat online is now easier than ever. 

This article will examine the different types of online baccarat and players’ free and real money options. 

We will also include a clear and concise description of What baccarat is, the history of baccarat, the rules for playing baccarat, how to to play free games of baccarat, compare real money v.s free money online baccarat, and list the best online casinos for free baccarat here.

At the end of this review, a section will be dedicated to answering the most commonly asked questions about playing baccarat. 

 So, if you want to experience the thrill of playing baccarat online, read on to learn more!

What is Baccarat? 

Baccarat is a card game typically played online or in brick-and-mortar casinos. It is a card game played between two hands, the “player” and the “banker.” The game’s main objective is to bet on the hand closest to a total of nine.

Each hand is dealt two cards, and the total of the cards determines the winner. The player and the banker can take additional cards, or “hit,” to achieve a higher score. 

Aces are worth one point, and all other cards are worth their face value. If the total of the cards is more than nine, then the first digit of the total is dropped. For example, if a player has two cards that total 16, their score would be 6. If a player or the banker has an 8 or 9, then the hand is considered a “natural,” and the other player must stand. 

If the player and the banker both have the same score, then it is a tie, and the bets are returned to the players. 

Players can also place side bets on the outcome of the game. These bets can be placed on whether the player or banker will win, whether the hands will be a tie, or whether either hand will get a natural. 

Online Baccarat is a fun and exciting game that is popular in casinos around the world. 

When playing Baccarat online for real money, the game’s payout structure will depend on the bet type. The primary bet type is the Player bet, which pays out 1:1 if the Player hand wins. 

The Banker bet also pays out 1:1; however, the casino will take a 5% commission from the winnings. 

The Tie bet pays out 8:1 if the Player and Banker’s hands have the exact total. The Banker Pair bet pays out 11:1 if the Banker’s hand is made up of a pair. 

The Player Pair bet pays out 11:1 if the Player hand is made up of a pair. The Super 6 bet pays out 12:1 if the Banker’s hand has a total of 6. 

Finally, the Dragon Bonus bet payout is based on the size of the natural win. Suppose the Banker has a natural win of 8 or 9. In that case, the bet pays out 1:1. 

If the Banker has a natural win of 6, the bet pays out 2:1. If the Banker has a natural win of 5, the bet pays out 3:2. And if the Banker has a natural win of 4, the bet pays out 4:1.

After completing a hand winning is immediately paid out. The player can choose the following options; Rebet, Clear Bet, Double Bet, or take their winnings and call it quits. 

Rebet: Rebet is a betting option in online real money Baccarat that allows players to repeat their previous bet. This feature is handy if a player is satisfied with their previous bet and does not want to change anything.

Rebetting can be done at the beginning of each new round of betting. 

Clear Bet: Clear Bet is a feature available in online Baccarat that allows players to remove all their bets from the table. This baccarat strategy is convenient for players who must clear their bets to start a new betting round. 

Double Bet: Double Bet allows a player to double their current bet. This feature is helpful for players who feel confident and want to increase their bet size to maximize their potential winnings.

Players can have a great time playing baccarat with a few basic rules and a bit of strategy; players can have a great time playing baccarat.

History Of Baccarat

Baccarat is a centuries-old card game played since the 15th century. It is said that Felix Falguiere or Falguierein created this game. He named the game baccara, which is the Italian word for zero. It is believed that free baccarat game was created based on an ancient Roman ritual.

The ancient Roman ritual associated with Baccarat is the “Garus” or “Gari” ceremony. People practiced this ceremony to bless the players, the cards, and the table before the game began. 

The procedure for the ceremony is as follows: the players would gather around the table, the dealer would give each player nine pieces of oats, and then the dealer would throw three grains of salt over the players and the table. This ritual was meant to bring luck and protection to the players and the game.

In the 19th century, baccarat was particularly popular among the aristocracy and wealthy elite, who often played high-stakes games in private clubs or at home.

According to some accounts, Baccarat was a favorite pastime of French King Louis Philippe and his court in the mid-19th century.

Today, Baccarat is played in casinos worldwide, including Europe, Asia, and South America. It is prevalent in Macau, a former Portuguese colony that is now a Special Administrative Region of China, where Baccarat is said to generate more than 90% of the city’s gambling revenue.

There is a story about Baccarat that is sometimes told as a cautionary tale. According to the story, a wealthy gambler named Sir William Gordon-Cumming was accused of cheating at a high-stakes game of Baccarat in 1891. He denied the accusation but was eventually found guilty by the casino and other players and was ostracized from polite society.

Baccarat Rules

Baccarat is a card game played between the “Player” hand and the “Banker” hand. The game’s objective is to predict which hand will have a total closest to 9.

The game is usually played with 6 or 8 decks of cards, which are dealt from a shoe (a container that holds the cards). Each card has a point value, with the Ace worth 1 point, cards 2-9 worth their face value, and 10s and face cards (Jack, Queen, King) worth 0 points.

At the start of each round, players bet on whether the Player’s hand or the Banker’s hand will win or whether the hands will tie. Then, the Player’s and the Banker’s hands are dealt two cards each. If either hand has a total of 8 or 9, it is considered a “natural,” and that hand wins unless both hands have the exact total, in which case the game is a tie.

If neither hand has a natural, the game may proceed according to rules that dictate when additional cards are drawn. Rules vary depending on the total of each hand. These rules are applied automatically without any decision-making on the player’s part.

For example, if the Player’s hand has a total of 0-5. If the total of the Player’s hand is 6 or 7, the hand stands and does not draw a third card. If the Player’s hand stands, the rules dictate that the Banker’s hand draw a third card.  

The game’s winner is the hand with a total closest to 9. If the Player’s hand wins, gamblers who bet on the Player will also win, and if the Banker’s hand wins, gamblers who bet on the Banker win (minus a commission fee). 

If the hands tie, players who bet on a tie win a higher payout; however,  this is a relatively rare occurrence.

These are essential terminologies beginners must comprehend before indulging in a baccarat game.

1. Card values: In Baccarat, the cards’ values are added to determine the total for each hand. The values of the cards are as follows: Aces are worth 1 point, cards 2 through 9 are worth their face value, and 10s and face cards are worth 0 points.
2. Natural hands: A “natural” hand is one in which the first two cards dealt to a hand have a total of either 8 or 9. When a natural hand is dealt, no more cards are drawn, and the hand with the highest total wins.
3. Drawing rules: If neither hand has a natural, a set of rules is followed to determine whether the player and the banker should draw a third card. These rules are predetermined and are the same in every game of Baccarat. In general, the Player’s hand draws a third card if its total is 0-5, and the Banker’s hand draws a third card based on more complex rules.
4. Hand totals: The highest possible total for a hand is 9. If the total of a hand is ten or more, the first digit is dropped, and the total is the remaining digit. For example, if a hand has a total of 14, the first digit (1) is dropped, and the hand total is 4.
5. Commission: When players bet on the Banker’s hand and win, they are charged a commission fee of typically 5% of their winnings. This fee is charged because the Banker’s hand has a slightly better chance of winning than the Player’s hand, so the commission fee helps to even out the odds.
6. Third card rules: The rules for drawing a third card for the Banker’s hand are more complex than those for the Player’s hand. Generally, the Banker’s hand will draw a third card if its total is 0-2 and stand if its total is seven or higher. However, some exceptions to these rules depend on the value of the Player hand’s third card.

Overall, Baccarat is a simple game with straightforward rules and no complex strategy required. Players must decide which hand to bet on and how much to bet on based on the odds and their intuition. Nevertheless, it is still the most popular casino game among casino players due to its fast-paced gameplay and high stakes.

Real Money Online Baccarat vs. Free Online Baccarat 

Real money online Baccarat and free online Baccarat are two different experiences that offer distinct advantages and disadvantages. Here are some comparative points:

1. Betting: In real money online Baccarat, players can bet actual money and potentially win real money, adding excitement and thrill to the game. In contrast, free online Baccarat does not involve any real money betting, so players do not have the same risk or potential reward level.
2. Skill level: Baccarat is a simple game that does not require much skill or strategy, but playing with real money can sometimes make players nervous or hesitant, which may impact their decision-making. Free online Baccarat can provide a more relaxed environment for players to practice their skills and gain more confidence.
3. Availability: Free online Baccarat is widely available on many online gaming websites, and players can access it at any time for free. Real money online Baccarat may be more limited in availability, as players may need to sign up with a specific online casino or gaming site to access it.
4. Bonuses and promotions: Real money online Baccarat players can take advantage of various bonuses and promotions, such as welcome bonuses, deposit bonuses, and loyalty rewards. Free online Baccarat does not offer any of these bonuses, which can be a disadvantage for players looking to maximize their earnings.
5. Risk: As mentioned earlier, real money online Baccarat involves a certain amount of risk, and players can potentially lose money. On the other hand, free online Baccarat does not involve any risk, and players can play the game without worrying about losing money.
6. Gameplay: The gameplay for real-money online Baccarat and free online Baccarat is generally the same, with the same rules and mechanics. However, some online casinos may offer different variations of the game or different levels of minimum and maximum bets for real money Baccarat.
7. Experience: Real money online Baccarat is designed to replicate the experience of playing in a land-based casino with high-quality graphics, sound effects, and real-time action. Free online Baccarat may have lower quality graphics and provide a different immersion level than real money Baccarat.
8. Customer support: Real money online Baccarat players have access to customer support services from the online casino, which can help resolve any issues related to the game, such as technical difficulties or payment processing. Free online Baccarat may not offer any customer support, as it is typically offered as a free game with no money involved.
9. Banking: Real money online Baccarat involves making deposits and withdrawals using various banking methods, such as credit cards, e-wallets, or bank transfers. Free online Baccarat does not require any banking information, as it is played for free and does not involve any actual monetary transactions.
10. Social interaction: Real money online Baccarat can provide opportunities for social interaction with other players or dealers through live chat features or live dealer games. Free online Baccarat does not typically offer these social interaction features, as it is typically played as a single-player game.

How to play baccarat online

Here’s a general guide on how to play Baccarat online:

1. Choose an online casino: To play Baccarat online, you will first need to choose a reputable online casino that offers the game. Look for a casino with good reviews, a valid gambling license, and reliable software. You should also check the available banking methods to ensure you can deposit and withdraw funds safely.
2. Register an account: Once you have chosen an online casino, you will need to register for an account. This process usually involves providing your name and email address and creating a password. Some online casinos may also require additional information, such as your date of birth or physical address.
3. Make a deposit: Before playing Baccarat online, you must use one of the available payment methods to deposit funds into your casino account. Most online casinos offer various banking options, including credit cards, e-wallets, bank transfers, and prepaid cards.
4. Choose the game: Once you have deposited funds into your account, you can choose a Baccarat game from the casino’s game library. Most online casinos offer multiple versions of Baccarat, including traditional Baccarat, Mini-Baccarat, and Live Dealer Baccarat.
5. Place your bets: Once you have chosen a Baccarat game, you can start placing your bets. Baccarat offers three main betting options: Player, Banker, or Tie. You can place your bets by clicking on the relevant section of the betting table.
6. Receive your cards: After placing your bets, the game will begin. The Player and Banker hands will be dealt two cards each, face-up. The game’s objective is to get a hand total closest to 9.
7. Determine the winner: If either the Player or Banker’s hand has a total of 8 or 9, it is called a “natural,” and that hand wins automatically. If neither hand has natural, additional cards may be drawn based on predetermined rules. The hand with the closest total to 9 wins and the winning bets are paid out.
8. Cash out your winnings: You can use the available withdrawal methods if you are the winner. Be sure to read the withdrawal policies of the online casino to ensure that you understand the process and any associated fees.

Additional tips to consider when playing Baccarat for real money:

1. Choose the right table: When playing Baccarat, it is vital to choose a table with the proper betting limits that fit your budget. Look for a table with minimum and maximum bets you are comfortable with to avoid betting too much or too little.
2. Understand the odds: Baccarat offers some of the best odds of any casino game, with a house edge of around 1%. However, it is crucial to understand each bet’s odds and payouts so you can make informed decisions.
3. Practice bankroll management: Before playing Baccarat online for real money, it is essential to set a budget and practice proper bankroll management. This strategy entails setting aside a specific amount of money for playing Baccarat and sticking to your budget, even if you lose.
4. Take advantage of bonuses and promotions: Many online casinos offer bonuses and promotions for new players and loyal customers. Take advantage of these offers to maximize your winnings and minimize your risk.
5. Consider playing Live Dealer Baccarat: Live Dealer Baccarat is a popular option for online players, providing a more immersive and interactive experience. With Live Dealer Baccarat, you can play against a real dealer in real-time, enhancing the game’s excitement and realism.
6. Understand the payment and withdrawal process: Before you start playing Baccarat for real money, it is essential to understand the payment and withdrawal process of the online casino. Read the terms and conditions for each payment method to understand any associated fees or processing times.

Overall, playing Baccarat for real money can be a fun and potentially rewarding experience, but it is crucial to approach the game with a strategy and a clear understanding of the rules and odds. With the right approach, you can enjoy the excitement of the game while minimizing your risk and maximizing your potential winnings.

Best Online casinos to Play Baccarat 2023

Here are some well-regarded online casinos that have a good reputation in the industry and offer Baccarat:

1. 888 Casino: 888 Casino is a popular online casino that offers a wide range of Baccarat games, including Live Dealer Baccarat, Mini-Baccarat, and Speed Baccarat. The casino also offers attractive bonuses and promotions for new and existing players.
2. Betway Casino: Betway Casino is a highly-rated online casino that offers a variety of games, including Live Dealer Baccarat and Speed Baccarat. The casino is known for its fast payouts and reliable customer support services.
3. LeoVegas Casino: LeoVegas Casino is a mobile-friendly online casino that offers a good selection of games, including traditional Baccarat and Live Dealer Baccarat. The casino also offers a generous welcome bonus and a loyalty program for regular players.
4. Royal Panda Casino: Royal Panda Casino is a well-regarded online casino that offers a variety of Baccarat games, including traditional Baccarat and Live Dealer Baccarat. The casino is known for its reliable software and good customer support services.
5. Spin Casino: Spin Casino is a popular online casino that offers a wide selection of games, including Live Dealer Baccarat and Progressive Baccarat. The casino also offers attractive bonuses and promotions for new and existing players.
6. Unibet Casino: Unibet is a reputable online casino that offers a wide selection of games, including traditional Baccarat and Live Dealer Baccarat. The casino also offers a variety of other casino games, as well as sports betting and live betting.
7. King Billy: King Billy Casino is a popular online casino that offers a variety of games, including Live Dealer Baccarat and Mini-Baccarat. The casino also offers a generous welcome bonus and a loyalty program for regular players.
8. Mr. Green Casino: Mr. Green is a well-known online casino that offers a good selection of games, including traditional Baccarat and Live Dealer Baccarat. The casino also offers a variety of other casino games, as well as sports betting and live betting.
9. Mansion Casino: Mansion is a highly-rated online casino that offers a variety of games, including traditional Baccarat and Live Dealer Baccarat. The casino is known for its reliable software and good customer support services.
10. Bet365 Casino: Bet365 is a well-established online casino that offers a wide range of games, including Live Dealer Baccarat and Speed Baccarat. The casino also offers a variety of other casino games, as well as sports betting and live betting.
11. William Hill Casino: William Hill is a trusted online casino that offers a good selection of games, including Live Dealer Baccarat and Mini-Baccarat. The casino also offers a variety of other casino games, as well as sports betting and live betting.

Baccarat FAQs

What is online Baccarat?

Online Baccarat is a digital version of the classic casino game gamblers can play online. Players can play Baccarat through online casinos, using a computer or mobile device, and choose from various online Baccarat games, including traditional Baccarat, Mini-Baccarat, and Live Dealer Baccarat.

Is Baccarat safe to play online?

Yes, Baccarat is a popular casino game and safe to play online, as long as you choose a reputable online casino with valid gambling licenses and secure software. Players should also protect their personal and financial information by creating and using strong passwords and secure banking methods.

Can casinos cheat in Baccarat online?

It is doubtful that reputable online casinos would cheat in Baccarat or any other games, as they are regulated and audited by independent authorities to ensure fairness and transparency. However, players should still choose a reputable online casino to minimize the risk of fraud or unfair play.

What’s better, Baccarat or Roulette?

It ultimately depends on personal preference. Baccarat and Roulette are popular casino games that offer different gameplay, rules, and strategies. Baccarat is a simple game that involves betting on the Player, Banker, or Tie, while Roulette involves betting on the outcome of a spinning wheel. Both games offer different odds and potential payouts; the best game for each player will depend on their individual preferences and goals.

Can I win real money playing Baccarat?

Yes, players can win real money playing Baccarat, as long as they play at a reputable online casino and use real money to place bets. Players should also practice responsible gambling and set a budget to avoid overspending or chasing losses. With a solid strategy and a bit of luck, players can potentially win significant amounts of money playing Baccarat.